Is PetPayout traditional pet insurance?
No. PetPayout is a supplemental cash benefit product — not insurance. When your pet receives veterinary care, we pay a fixed cash amount directly to you. It works alongside any existing pet insurance or on its own.
How are claims processed?
Policyholders submit a claim online with proof of a veterinary visit. Fixed benefit amounts are paid directly to the policyholder within 48 hours. No fee schedules, no reimbursement disputes.
What are the eligibility requirements?
PetPayout covers dogs and cats. There is a 30-day waiting period before the first claim. Pre-existing conditions are not covered.
What is the revenue share model?
Partners earn distribution fees on every active policy in their channel. Fee structure is discussed during the partner onboarding process.
Is this an admitted or non-admitted product?
PetPayout is structured as a supplemental cash benefit product distributed through an MGA framework. Regulatory classification varies by state. We work with partners to ensure full compliance in every market.
What is the minimum enrollment requirement?
There is no minimum enrollment requirement for employer groups. Individual and group policies are both available.
A new product category. A proven model.
Fixed payouts. Predictable losses. Built for scale.
Partner Inquiry
The market is ready.
PetPayout is built for this white space. A simple, low-risk product designed for group distribution through employer benefits programs.
67%
U.S. households own a pet
$150B+
annual U.S. pet care market
$1,000–$5,000
avg. unexpected vet bill
67%
U.S. households own a pet
$150B+
annual U.S. pet care market
$1k –$5k
avg. unexpected vet bill
1 in 3
have skipped care due to cost
0
supplemental cash benefit products
1 in 3
have skipped care due to cost
0
supplemental cash benefit products
How it works for partners
A streamlined solution for MGAs and insurance carriers to quickly enable PetPayout.
How it works for partners.
A streamlined solution for MGAs and insurance carriers to help bring PetPayout to market.
Is PetPayout traditional pet insurance?
No. PetPayout is a supplemental cash benefit product — not insurance. When your pet receives veterinary care, we pay a fixed cash amount directly to you. It works alongside any existing pet insurance or on its own.
How are claims processed?
Policyholders submit a claim online with proof of a veterinary visit. Fixed benefit amounts are paid directly to the policyholder within 48 hours. No fee schedules, no reimbursement disputes.
What are the eligibility requirements?
PetPayout covers dogs and cats. There is a 30-day waiting period before the first claim. Pre-existing conditions are not covered.
What is the revenue share model?
Partners earn distribution fees on every active policy in their channel. Fee structure is discussed during the partner onboarding process.
Is this an admitted or non-admitted product?
PetPayout is structured as a supplemental cash benefit product distributed through an MGA framework. Regulatory classification varies by state. We work with partners to ensure full compliance in every market.
What is the minimum enrollment requirement?
There is no minimum enrollment requirement for employer groups. Individual and group policies are both available.
Sign a partner agreement
Review and execute our streamlined partnership agreement to get started with PetPayout.
Review and execute our streamlined partnership agreement to get started with PetPayout.
1
2
Offer through your channel
Present PetPayout to your customers or policyholders as an added benefit or offering.
Offer PetPayout to your customers, employees, or policyholders as a simple added benefit
We handle the product
PetPayout oversees product servicing, benefit payouts, and support, making it seamless for your team.
PetPayout oversees product servicing, benefit payouts, and support, making it seamless for your team.
3
4
You drive the volume
Present PetPayout to your customers or policyholders as an added benefit or offering.
Sign a partner agreement
Review and execute our streamlined partnership agreement to get started with PetPayout.
1
2
Offer through your channel
Offer PetPayout to your customers, employees, or policyholders as a simple added benefit
We handle the product
PetPayout oversees product servicing, benefit payouts, and support, making it seamless for your team.
3
4
You drive the volume
Present PetPayout to your customers or policyholders as an added benefit or offering.
Let's talk.
For MGAs, carriers, and investment partnerships
PetPayout
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Why PePayout works for Underwriters
Predictable by design.
Built for B2B2C distribution.
Built for B2B2C distribution.
Fixed payouts and annual caps mean underwriters know their maximum exposure from day one.
MGAs and carriers plug into a growing distribution channel — reaching pet-owning employees through employer benefits programs.
Why PetPayout works for Underwriters
Why PetPayout works for Partners
PetPayout
Home
How it Works
Plans & Pricing
Product
For Partners
FAQ
Contact
Company
About
Careers
Blog
Legal
Terms of Service
Privacy Policy
Disclosures
PetPayout
Home
How it Works
Plans & Pricing
Product
For Partners
FAQ
Contact
Company
About
Careers
Blog
Legal
Terms of Service
Privacy Policy
Disclosures